Monefit makes your life effortless with financial products tailored to you and your everyday needs.



Earn up to 8.33% APY and reach your goals at rocket-speed. Ideal for the experienced investor or someone who is starting out.

  • Easy to use and open quickly
  • No fees of any kind
  • Interest paid daily
  • Withdraw your funds anytime



Borrow up to €10,000 with affordable monthly payments for all your needs. Ideal for your everyday expenses, paying for your dream holiday or everything in between.

  • Get an instant decision and quick payout
  • Only pay interest on what you use
  • Upgradable limit and easy to use
  • Postpone payments up to 30 days

Whatever our customers are doing, we’re here to help them take control of their money.

From shopping to booking your dream vacation. From financing a home renovation to putting that extra money to work.

Our goal is to make it easier for people to make smarter choices with their wallets.

About us

We take your money matters seriously

Your security and privacy is of utmost priority for Monefit. We ensure all your personal data and transactions are encrypted, and secured. What’s yours remains only yours.

Join 1.2m+ people
who trust us every day.



  • Up to 8.33% APY

  • No fees of any kind

  • Withdraw anytime



  • Instant decision

  • Quick payout

  • Flexible terms


We kindly ask you to note that no guarantees are offered for investments made with SmartSaver. We advise to carefully evaluate the risks associated with investing in consumer loans and seek professional advice before starting to invest money via SmartSaver. For more information please also familiarize yourself with the Risk Disclosure Statement. Considering the operating principles of SmartSaver you may not always be able to withdraw the full investment amount immediately, in which case you will simply receive payouts in installments instead.