Monefit makes your life effortless with financial products tailored to you and your everyday needs



Get up to 9.96% daily earnings and great rewards. Achieve your money goals faster. Join our worldwide community from 40+ countries.

  • Withdraw anytime, invest up to €500K
  • Earn up to €2,500 per referral; win €500 weekly
  • Free €5 on signup, plus 0.25% bonus
  • €100 million paid out



Get up to €10,000 with affordable monthly payments for anything you need. Perfect for everyday expenses, your dream vacation, and more.

  • Instant decision, quick payout
  • Pay interest only on what you borrow
  • Easy limit increases
  • Delay payments up to 30 days

Empowering your money journey since 2006

From shopping to booking your dream vacation. From financing a home renovation to putting that extra money to work.

Empowering your money

Our goal is to make it easier for people to make smarter choices with their wallets.

About us
security and privacy

We take money matters seriously

Your security and privacy are of utmost priority for Monefit. We ensure all your data and transactions are encrypted, and secured.

Join 1.2m+ people
who trust us every day.

Exclusive perks. Top-notch customer service

  • Exclusive rewards for creditline and SmartSaver to make you feel special. More often.

We love great customer service

  • World class customer service. Don't just take our word for it, check out our Trustpilot reviews.


We kindly ask you to note that no guarantees are offered for investments made with SmartSaver. We advise to carefully evaluate the risks associated with investing in consumer loans and seek professional advice before starting to invest money via SmartSaver. For more information please also familiarize yourself with the Risk Disclosure Statement. Considering the operating principles of SmartSaver you may not always be able to withdraw the full investment amount immediately, in which case you will simply receive payouts in installments instead.