Monefit makes your life effortless with financial products tailored to you and your everyday needs.

SmartSaver

Earn a fixed rate of 7% per annum and reach your goals at rocket-speed. Ideal for the experienced investor or someone who is starting out.

  • Easy to use and open quickly
  • No fees of any kind
  • Interest paid monthly
  • Withdraw your funds anytime

€83m interest payments paid out so far

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CreditLine

Borrow up to €10,000 with affordable monthly payments for all your needs. Ideal for your everyday expenses, paying for your dream holiday or everything in between.

  • Get an instant decision and quick payout
  • Only pay interest on what you use
  • Upgradable limit and easy to use
  • Postpone payments up to 30 days

Your personal credit line when you need it

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From shopping to booking your dream vacation. From financing a home renovation to putting that extra money to work - whatever our customers are doing, we’re here to help them take control of their money.

Our goal is to make it easier for people to make smarter choices with their wallets.

About us

We take your money matters seriously

Your security and privacy is of utmost priority for Monefit. We ensure all your personal data and transactions are encrypted, and secured. What’s yours remains only yours.

Trusted
by millions

1,220,000 people have realised their dreams so far across all our products.

Have
questions?

Our support team is here to help you with all of your questions by email or chat. We’ll be happy to hear from you!

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Join 1.2m+ people
who trust us every day.

INVEST AND EARN

SmartSaver

  • 7% per annum

  • No fees of any kind

  • Withdraw anytime

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BORROW

CreditLine

  • Instant decision

  • Quick payout

  • Flexible terms

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Disclaimer

We kindly ask you to note that no guarantees are offered for investments made with SmartSaver. We advise to carefully evaluate the risks associated with investing in consumer loans and seek professional advice before starting to invest money via SmartSaver. For more information please also familiarize yourself with the Risk Disclosure Statement. Considering the operating principles of SmartSaver you may not always be able to withdraw the full investment amount immediately, in which case you will simply receive payouts in installments instead.