Reward yourself.
Increase earning.

  • 5 pre-funded account

  • 0.5% Signup bonus

  • 0.5% Referral bonus

  • Up to 1% Loyalty bonus

  • Win 100 every week


Feel special. More often.

Free Signup bonus

5€ Free

Join SmartSaver now and kickstart your journey with a free €5 boost. No strings attached. See T&C

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Welcome bonus


Sign up, start depositing, and enjoy a 0.5% bonus on all deposits made in the first three months! Your welcome cashback will appear in your account after 90 days. So, the quicker you start, the more you gain from your welcome bonus. See T&C

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Loyalty bonus


After three months, we'll reward your loyalty! Depending on your account size, you could earn up to 1% extra interest, meaning up to 8.33% APY.

Interest calculated and paid daily depending on your daily account balance. See T&C

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Referral bonus


Both you and your friend will earn a 0.5% bonus on their investments within the first 90 days thats up to 1,250€ for every friend. Invite as many as yo like. Share the unique referral link you will find in your account. See T&C

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Weekly lucky draw


Every Friday, we surprise 5 lucky investors with a €100 reward! Just deposit at least €250 during the week, and you're automatically entered into the draw. Winners get a happy email from us. See T&C

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Track everything

We make it easy for you to track everything form signup bonus to weekly lucky draw wins.

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We kindly ask you to note that no guarantees are offered for investments made with SmartSaver. We advise to carefully evaluate the risks associated with investing in consumer loans and seek professional advice before starting to invest money via SmartSaver. For more information please also familiarize yourself with the Risk Disclosure Statement. Considering the operating principles of SmartSaver you may not always be able to withdraw the full investment amount immediately, in which case you will simply receive payouts in installments instead.