Our history
Our vision
We aim to offer low or no fees with as few barriers to entry as possible. We work hard to make our products accessible to as many people as possible.Our products
SmartSaver
With our investment and savings products, customers can put their extra money to work to save up for a goal or build up an emergency fund for rainy days.
Credit
With our CreditLine product, customers always get a flexible, transparent, and convenient way to pay over time, for just about anything, with the fees agreed upfront.
We are regulated
Creditstar Group companies are regulated in the countries where we offer lending services. We ensure that our lending activities comply with all regulations, and follow the responsible lending principles.
Estonia
Under supervision as a public consumer credit lender (Creditor) by Estonian Financial Supervisory Authority – Finantsinspektsioon.
Finland
Under supervision as a consumer credit provider by the Financial Supervisory Authority (FIN-FSA).
Sweden
Authorised and Regulated as a consumer credit company by the Swedish Financial Supervisory Authority – Finansinspektionen.
Czech Republic
Under supervision as a non-bank consumer credit provider by Czech National Bank under identification number 24247936.
Denmark
Authorised and under supervision to undertake financial activities by the Danish Financial Supervisory Authority.
Poland
Registered as a loan institution in the Polish Financial Supervision Authority (KNF).
Spain
No license required by the legislation. Following the best practices and cooperating with the Financial Intelligence Unit.
We are recognised
Creditstar has been recognised for high performance, revenue and profitability growth as well as excellence and innovation in the use of IT in financial services worldwide, among the most talented companies in the Banking and FinTech Industry.
Banking Tech Awards
The Banking Tech Awards recognise excellence and innovation in the use of IT in financial services worldwide. Creditstar Group has been shortlisted for Best Use of IT for Consumer Lending in 2021 and 2022.
Inc. 5000 Europe
Inc.5000 has recognised Creditstar Group as one of the fastest-growing companies in Europe in 2018. Creditstar Group is one of the few financial services companies in Estonia to have made the list, and is among the top 150 financial services companies in Europe.
European Business Awards
Creditstar Group has won the National Winner Award for Estonia for International Expansion in the 2017/18 European Business Awards. This is the second European Business Awards for Creditstar, having won the Growth Strategy of the Year Award in 2016/17.
European Fintech Awards
Being among the most promising FinTech companies of Europe, Creditstar Group was nominated for the European Fintech Awards 2017 and its European FinTech Top 100 list.