The honest credit card
Built to help you pay as little as possible. No hidden fees. No guesswork.
Backed by 18+ years of responsible lending
1.7M+ customers across Europe. Regulated. Transparent. Proven.
The credit card that actually encourages you to pay less interest
Most cards hide what the minimum really costs you. The Payment Wheel shows it upfront — so you always pay as little interest as possible.
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No hidden fees. Ever.
No fine print traps, no surprise charges, no fees you have to go looking for.
You're in control. Always.
Choose how much to repay and see exactly what it costs, before you pay.
Your virtual card. Immediately.
Approved? Your Monefit Card is live in the app before you finish reading this.
Credit that doesn't push you around.
See how it works
Your Monefit Card is ready before you leave the sofa
The moment you're approved, a virtual Monefit Card appears in your app. Choose the traditional plastic for in-store payments or virtual for online purchases before the afternoon is out.
Learn about virtual cards
Bigger purchase? Split it.
Choose how much to repay and see exactly what it costs, before you pay.
Four steps to your card
Apply in the app
Get a decision fast
Your virtual card is live
Everything in one place
