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Simple to get.
Simpler to use.

Built to help you pay as little as possible. No hidden fees. No guesswork.

Apply digitally
get a decision fast

No paperwork, no branch visits. A real person reviews every application and gets back to you fast.

Download the Monefit app

Create your account

Fill in the application

Get your decision

Your virtual card is ready before anything else

Learn about virtual cards

Smartphone showing a Monefit virtual card in the wallet app

Spend now, repay on your terms

No surprise bills.

Pay in full. Pay no interest.

The minimum payment

Clarity at the moment it matters most

Up to 45 days interest-free500–10,000 € Credit limit0 € Annual card fee

Hand holding a phone showing the Monefit app

Everything in one place

The moment you're approved, a virtual Monefit Card appears in your app. Choose the traditional plastic for in-store payments or virtual for online purchases before the afternoon is out.

Learn about virtual cards

Preview of purchases split into instalments, including Nike and Apple Store transactions

Coming soon

Bigger purchase?
Split it.

Choose how much to repay and see exactly what it costs, before you pay.

how it works

See all FAQs Pricing

Monefit cardholder relaxing on the couch while checking her phone

The honest credit card.