
Simple to get.
Simpler to use.
Built to help you pay as little as possible. No hidden fees. No guesswork.
Apply digitally
get a decision fast
No paperwork, no branch visits. A real person reviews every application and gets back to you fast.
Download the Monefit app
Create your account
Fill in the application
Get your decision

Your virtual card is ready before anything else
Learn about virtual cards
Spend now, repay on your terms
No surprise bills.
Pay in full. Pay no interest.
The minimum payment
Clarity at the moment it matters most
Up to 45 days interest-free500–10,000 € Credit limit0 € Annual card fee


Everything in one place
The moment you're approved, a virtual Monefit Card appears in your app. Choose the traditional plastic for in-store payments or virtual for online purchases before the afternoon is out.
Learn about virtual cards
Coming soonBigger purchase?
Bigger purchase?
Split it.
Choose how much to repay and see exactly what it costs, before you pay.
how it works

