Pricing that's easy to read
Built to help you pay as little as possible. No hidden fees. No guesswork.
Get the cardInterest-free period
Pay full bill by the 15th each month
Up to 45 days
Annual interest rate*
Only on balances carried past the due date
20%
Monthly card fee
Physical Card
First card free. Replacement cards 9.99 € / card
Free
Foreign exchange fees
Cash withdrawal fee
ATM withdrawals limited to 500 € / month
Flex interest rate
Coming soon18%
*Representative example: for a credit amount of €1,200 at a fixed annual interest rate of 20%, repaid over 12 equal monthly instalments, the total repayable is €1,333.94 (total cost of credit: €133.94), giving an APR of 22.28%.
You only pay interest on balances you carry.
Pay in full by the 15th
Zero interest charged for that billing cycle.
Carry a balance forward
Interest at 20% annually, calculated daily.
What Monefit Card doesn't charge.
Membership fee
No fee
Cash withdrawal fee
No fee
Foreign exchange fee
No fee