Starting January 12, SmartSaver makes it easier than ever to enjoy the returns from your investments. With Passive Income Mode, your returns continue to grow daily, and are paid out to you automatically as monthly income.
No chasing withdrawals. No guesswork. Just income you can count on, paid on the 1st of every month.
Turn Returns into Monthly Income — Automatically
Passive Income Mode lets you convert your SmartSaver returns into regular, predictable payouts, without withdrawing your investment or changing how you invest.
Your capital stays invested and continues earning daily. Each month, we simply collect the returns you’ve earned and send them to you as one clean payout — straight to your bank account or card.
Your investments, paying you back, month after month.
Why Investors Love Passive Income
- Get paid every month: Returns are paid out automatically on the 1st. No action needed.
- Keep earning daily: Returns accrue every day, just like before.
- Stay fully invested: Only returns are paid out. Your capital keeps working.
- Choose how you’re paid: Bank transfer or card.
- Full control: Turn Passive Income Mode on or off anytime.
- Clear and transparent: Each payout is marked as income in your account, and confirmed via email.
- What's included: Main Account returns. Bonuses and matured Vault earnings are not included.
- Any fees?: Bank transfer payouts are free. Card payouts include the standard 1% card fee
How it Works
Passive income mode is an optional setting that can be easily switched on and off from your SmartSaver account.
- Go to SmartSaver → Main Account → Withdrawals
- Turn on Passive Income Mode
- Choose where you want your income paid
From there, we take care of the rest. On the 1st of each month, your income is automatically calculated, paid out, and recorded — so you can sit back and enjoy the results.
What Monthly Income Could Look Like
€50,000 invested at 7.50% APY
- Earns around €10.27 per day
- Pays out roughly: €312.50 per month
With Passive Income Mode enabled, that monthly return lands in your account automatically. A steady income stream from money that’s still invested and growing.
(Amounts may vary slightly depending on the month.)
Start Getting Paid
You can enable Passive Income Mode directly from your Main Account withdrawal screen. Once it’s on, your returns turn into monthly income. Simple, effortless, and built for long-term investors.
*The information presented in this blog post is valid as of the time it is published. The content is intended to provide information only and is not meant and should not be considered as financial or investment advice of any kind.